General Personal Injury FAQs — Moran

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a disabled pedestrian with tracheal injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Moran?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Moran allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like facial nerve paralysis. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓What should I do if National General says “You’ve already reached maximum medical improvement.” after my Moran crash?
  Insurers like National General often use lines such as “You’ve already reached maximum medical improvement.” to stall or minimize claims. Even injuries like fusion of multiple spinal levels can be life-changing. In Moran, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 860K.
• ❓An adjuster told me “You didn’t go to the emergency room..” Can a Moran personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t go to the emergency room.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Root Insurance. If they won’t deal fairly, we prepare for a settlement secured after expert testimony in 259th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 884K. The goal is simple: fair compensation for your losses in Moran.