General Personal Injury FAQs — Malakoff

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Strategic Insurance) often second-guess medical care to cut payouts. For clients such as a vehicle occupant hit during police chase with spinal cord injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 911K. The goal is simple: fair compensation for your losses in Malakoff.
• ❓Will a gap in my medical care ruin my case in Malakoff?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “There’s a gap in your medical care..” Can a Malakoff personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a gap in your medical care.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a high-value verdict in 173rd Judicial District Court and pursue full compensation.
• ❓What should I do if Root Insurance says “You saw a chiropractor, not a medical doctor.” after my Malakoff crash?
  Insurers like Root Insurance often use lines such as “You saw a chiropractor, not a medical doctor.” to stall or minimize claims. Even injuries like complex hand laceration with tendon damage can be life-changing. In Malakoff, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.17M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Malakoff allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like spinal fusion surgery. Don’t accept “The collision was too minor to cause injury.” at face value.