General Personal Injury FAQs — Live Oak

• ❓What should I do if American National says “We can’t confirm that you were the driver.” after my Live Oak crash?
  Insurers like American National often use lines such as “We can’t confirm that you were the driver.” to stall or minimize claims. Even injuries like mandibular nerve injury can be life-changing. In Live Oak, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 150th Judicial District Court — outcomes in our files include results up to 708K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bristol West Insurance Group) often second-guess medical care to cut payouts. For clients such as a teen driver with chronic pain syndrome from crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We haven’t received your bills yet..” Can a Live Oak personal injury lawyer still help?
  Yes. Adjusters regularly say “We haven’t received your bills yet.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safeco. If they won’t deal fairly, we prepare for a verdict rendered after trial in 150th Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 150th Judicial District Court. Our case histories include results such as 2.05M. The goal is simple: fair compensation for your losses in Live Oak.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Live Oak allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like torn biceps tendon. Don’t accept “The medical records aren’t sufficient.” at face value.
• ❓Will a gap in my medical care ruin my case in Live Oak?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a gap in your medical care.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.