General Personal Injury FAQs — Live Oak

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Homesite Insurance) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with traumatic aneurysm, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Unitrin Insurance says “We believe the claim is inflated.” after my Live Oak crash?
  Insurers like Unitrin Insurance often use lines such as “We believe the claim is inflated.” to stall or minimize claims. Even injuries like internal bleeding (abdominal) can be life-changing. In Live Oak, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 814K.
• ❓Will a gap in my medical care ruin my case in Live Oak?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Live Oak allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like degenerative disc disease from trauma. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 912K. The goal is simple: fair compensation for your losses in Live Oak.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Live Oak personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a case settled during mediation and pursue full compensation.