General Personal Injury FAQs — Lampasas

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Horace Mann) often second-guess medical care to cut payouts. For clients such as a driver hit by uninsured motorist with facial nerve paralysis, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Travelers says “The photos you submitted aren’t clear.” after my Lampasas crash?
  Insurers like Travelers often use lines such as “The photos you submitted aren’t clear.” to stall or minimize claims. Even injuries like shoulder dislocation can be life-changing. In Lampasas, we gather medical proof, challenge delay tactics, and, if needed, push for a multi-million dollar verdict from 27th Judicial District Court — outcomes in our files include results up to 1.32M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a multi-million dollar verdict from 27th Judicial District Court. Our case histories include results such as 1.78M. The goal is simple: fair compensation for your losses in Lampasas.
• ❓Will a gap in my medical care ruin my case in Lampasas?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Lampasas personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Homesite Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lampasas allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like skull fracture. Don’t accept “You didn’t see a specialist.” at face value.