General Personal Injury FAQs — Lamar

• ❓Will a gap in my medical care ruin my case in Lamar?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Chubb says “The medical records aren’t sufficient.” after my Lamar crash?
  Insurers like Chubb often use lines such as “The medical records aren’t sufficient.” to stall or minimize claims. Even injuries like median nerve compression injury can be life-changing. In Lamar, we gather medical proof, challenge delay tactics, and, if needed, push for a jury awarded damages in 156th Judicial District Court — outcomes in our files include results up to 824K.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Lamar allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like foot or toe fracture. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury awarded damages in 156th Judicial District Court. Our case histories include results such as 2.34M. The goal is simple: fair compensation for your losses in Lamar.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a victim of a hit-and-run with rotator cuff tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need to confirm your insurance coverage..” Can a Lamar personal injury lawyer still help?
  Yes. Adjusters regularly say “We need to confirm your insurance coverage.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GuideOne Insurance. If they won’t deal fairly, we prepare for a judge’s damages award following bench trial and pursue full compensation.