General Personal Injury FAQs — La Joya

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Joya allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like intra-articular knee fracture. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with posterior interosseous nerve injury, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Safe Auto Insurance says “We haven’t completed our medical review yet.” after my La Joya crash?
  Insurers like Safe Auto Insurance often use lines such as “We haven’t completed our medical review yet.” to stall or minimize claims. Even injuries like laryngeal fracture can be life-changing. In La Joya, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 1.4M.
• ❓Will a gap in my medical care ruin my case in La Joya?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 912K. The goal is simple: fair compensation for your losses in La Joya.
• ❓An adjuster told me “You were partially at fault for the accident..” Can a La Joya personal injury lawyer still help?
  Yes. Adjusters regularly say “You were partially at fault for the accident.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Western National Insurance. If they won’t deal fairly, we prepare for a jury verdict in 449th Judicial District Court and pursue full compensation.