General Personal Injury FAQs — La Joya

• ❓Will a gap in my medical care ruin my case in La Joya?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We have to confirm if your policy was active.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Homesite Insurance says “There’s insufficient evidence of impact severity.” after my La Joya crash?
  Insurers like Homesite Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like brain stem injury can be life-changing. In La Joya, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 912K.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a La Joya personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 1.14M. The goal is simple: fair compensation for your losses in La Joya.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Joya allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like internal bleeding (abdominal). Don’t accept “The pain you’re describing is subjective.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Texas Farm Bureau) often second-guess medical care to cut payouts. For clients such as a bicyclist injured on designated trail with nerve graft or neurolysis procedure, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.