General Personal Injury FAQs — La Joya

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award confirmed during arbitration. Our case histories include results such as 1.96M. The goal is simple: fair compensation for your losses in La Joya.
• ❓What should I do if Kemper Corporation says “There’s a question about your seatbelt use.” after my La Joya crash?
  Insurers like Kemper Corporation often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like vertebral fracture can be life-changing. In La Joya, we gather medical proof, challenge delay tactics, and, if needed, push for a award confirmed during arbitration — outcomes in our files include results up to 1.21M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Western National Insurance) often second-guess medical care to cut payouts. For clients such as a pedestrian hit while crossing at green light with repetitive orthopedic surgeries post-crash, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in La Joya allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like paraplegia. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Will a gap in my medical care ruin my case in La Joya?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t miss enough work to qualify for compensation.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You didn’t miss enough work to qualify for compensation..” Can a La Joya personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t miss enough work to qualify for compensation.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 430th Judicial District Court and pursue full compensation.