General Personal Injury FAQs — Hitchcock

• ❓An adjuster told me “The police report is inconclusive..” Can a Hitchcock personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like MAPFRE Insurance. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 10th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., American Family Insurance) often second-guess medical care to cut payouts. For clients such as a child struck exiting school bus with cranial nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Hitchcock?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The damage doesn’t match your account of the crash.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Hitchcock allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of functional independence. Don’t accept “You didn’t provide a recorded statement.” at face value.
• ❓What should I do if American Strategic Insurance says “We’re waiting on a supervisor’s approval.” after my Hitchcock crash?
  Insurers like American Strategic Insurance often use lines such as “We’re waiting on a supervisor’s approval.” to stall or minimize claims. Even injuries like liver laceration can be life-changing. In Hitchcock, we gather medical proof, challenge delay tactics, and, if needed, push for a structured settlement agreement reached — outcomes in our files include results up to 1.01M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a structured settlement agreement reached. Our case histories include results such as 1.8M. The goal is simple: fair compensation for your losses in Hitchcock.