General Personal Injury FAQs — Gorman

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Gorman allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like hip replacement due to trauma. Don’t accept “We have to confirm if your policy was active.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a final judgment entered by 91st Judicial District Court. Our case histories include results such as 881K. The goal is simple: fair compensation for your losses in Gorman.
• ❓An adjuster told me “The police report is inconclusive..” Can a Gorman personal injury lawyer still help?
  Yes. Adjusters regularly say “The police report is inconclusive.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a jury awarded damages in 91st Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Gorman?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We need to confirm your insurance coverage.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Loya Insurance Group says “The vehicle damage was minor.” after my Gorman crash?
  Insurers like Loya Insurance Group often use lines such as “The vehicle damage was minor.” to stall or minimize claims. Even injuries like traumatic ear drum rupture can be life-changing. In Gorman, we gather medical proof, challenge delay tactics, and, if needed, push for a final judgment entered by 91st Judicial District Court — outcomes in our files include results up to 881K.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with retinal hemorrhage from head trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.