General Personal Injury FAQs — Goliad

• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached post-verdict in 24th Judicial District Court. Our case histories include results such as 1.67M. The goal is simple: fair compensation for your losses in Goliad.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Goliad allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like midfoot dislocation. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓What should I do if The Hartford says “This is the most we’re allowed to offer.” after my Goliad crash?
  Insurers like The Hartford often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like quadriplegia can be life-changing. In Goliad, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached post-verdict in 24th Judicial District Court — outcomes in our files include results up to 2.21M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., USAA) often second-guess medical care to cut payouts. For clients such as a school crossing guard struck by vehicle with meniscus tear, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “We need an independent medical examination..” Can a Goliad personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Farmers Insurance. If they won’t deal fairly, we prepare for a high-value verdict in 24th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Goliad?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The treatment timeline doesn’t make sense.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.