General Personal Injury FAQs — Girard

• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Girard personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like GEICO. If they won’t deal fairly, we prepare for a pre-trial settlement in 39th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Clearcover) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with avulsion fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 39th Judicial District Court. Our case histories include results such as 714K. The goal is simple: fair compensation for your losses in Girard.
• ❓What should I do if ACCC Insurance Company says “The police report is inconclusive.” after my Girard crash?
  Insurers like ACCC Insurance Company often use lines such as “The police report is inconclusive.” to stall or minimize claims. Even injuries like brachial plexus injury can be life-changing. In Girard, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 39th Judicial District Court — outcomes in our files include results up to 2.23M.
• ❓Will a gap in my medical care ruin my case in Girard?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Girard allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like shoulder dislocation. Don’t accept “The at-fault driver’s policy may be void.” at face value.