General Personal Injury FAQs — Chillicothe

• ❓What should I do if GEICO says “The provider overcharged for services.” after my Chillicothe crash?
  Insurers like GEICO often use lines such as “The provider overcharged for services.” to stall or minimize claims. Even injuries like skull fracture can be life-changing. In Chillicothe, we gather medical proof, challenge delay tactics, and, if needed, push for a seven-figure award granted in 46th Judicial District Court — outcomes in our files include results up to 2.0M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Chillicothe allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like nerve compression injury. Don’t accept “We need to confirm your insurance coverage.” at face value.
• ❓Will a gap in my medical care ruin my case in Chillicothe?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t see a specialist.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “You’ve already reached maximum medical improvement..” Can a Chillicothe personal injury lawyer still help?
  Yes. Adjusters regularly say “You’ve already reached maximum medical improvement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like American National. If they won’t deal fairly, we prepare for a jury award issued in civil trial at 46th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Erie Insurance) often second-guess medical care to cut payouts. For clients such as a passenger struck in side-impact collision with loss of vision from head trauma, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a seven-figure award granted in 46th Judicial District Court. Our case histories include results such as 996K. The goal is simple: fair compensation for your losses in Chillicothe.