General Personal Injury FAQs — Bulverde

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Kemper Corporation) often second-guess medical care to cut payouts. For clients such as a senior citizen hit in grocery lot with laryngeal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Bulverde?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You returned to work too quickly to justify lost wages.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 466th Judicial District Court. Our case histories include results such as 2.4M. The goal is simple: fair compensation for your losses in Bulverde.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bulverde allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured radius or ulna. Don’t accept “We need an independent medical examination.” at face value.
• ❓An adjuster told me “You didn’t provide a recorded statement..” Can a Bulverde personal injury lawyer still help?
  Yes. Adjusters regularly say “You didn’t provide a recorded statement.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Wawanesa Insurance. If they won’t deal fairly, we prepare for a jury verdict in 466th Judicial District Court and pursue full compensation.
• ❓What should I do if Westfield Insurance says “We have to confirm if your policy was active.” after my Bulverde crash?
  Insurers like Westfield Insurance often use lines such as “We have to confirm if your policy was active.” to stall or minimize claims. Even injuries like hemothorax can be life-changing. In Bulverde, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 466th Judicial District Court — outcomes in our files include results up to 1.51M.