General Personal Injury FAQs — Bulverde

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with liver laceration, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bulverde allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like herniated disc. Don’t accept “We believe the claim is inflated.” at face value.
• ❓What should I do if Patriot Insurance says “We need an independent medical examination.” after my Bulverde crash?
  Insurers like Patriot Insurance often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like Galeazzi fracture can be life-changing. In Bulverde, we gather medical proof, challenge delay tactics, and, if needed, push for a verdict rendered after trial in 433rd Judicial District Court — outcomes in our files include results up to 1.21M.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Bulverde personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Cure Auto Insurance. If they won’t deal fairly, we prepare for a final trial award rendered by 433rd Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Bulverde?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a verdict rendered after trial in 433rd Judicial District Court. Our case histories include results such as 1.16M. The goal is simple: fair compensation for your losses in Bulverde.