General Personal Injury FAQs — Bulverde

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bulverde allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like degenerative changes from trauma. Don’t accept “We’re waiting on statements from witnesses.” at face value.
• ❓An adjuster told me “We need an independent medical examination..” Can a Bulverde personal injury lawyer still help?
  Yes. Adjusters regularly say “We need an independent medical examination.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Dairyland Insurance. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 447th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Bulverde?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You didn’t go to the emergency room.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case resolved through court-supervised mediation. Our case histories include results such as 2.16M. The goal is simple: fair compensation for your losses in Bulverde.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Bluefire Insurance) often second-guess medical care to cut payouts. For clients such as a electric scooter rider with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if American National says “We need an independent medical examination.” after my Bulverde crash?
  Insurers like American National often use lines such as “We need an independent medical examination.” to stall or minimize claims. Even injuries like distal radius fracture can be life-changing. In Bulverde, we gather medical proof, challenge delay tactics, and, if needed, push for a case resolved through court-supervised mediation — outcomes in our files include results up to 2.05M.