General Personal Injury FAQs — Bellville

• ❓What should I do if Infinity Insurance says “We need to confirm your insurance coverage.” after my Bellville crash?
  Insurers like Infinity Insurance often use lines such as “We need to confirm your insurance coverage.” to stall or minimize claims. Even injuries like fractured humerus can be life-changing. In Bellville, we gather medical proof, challenge delay tactics, and, if needed, push for a award granted by judge in 155th Judicial District Court — outcomes in our files include results up to 1.3M.
• ❓An adjuster told me “You saw a chiropractor, not a medical doctor..” Can a Bellville personal injury lawyer still help?
  Yes. Adjusters regularly say “You saw a chiropractor, not a medical doctor.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Auto-Owners Insurance. If they won’t deal fairly, we prepare for a jury verdict in 155th Judicial District Court and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Liberty Mutual) often second-guess medical care to cut payouts. For clients such as a city employee hit during job duties with scaphoid fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a award granted by judge in 155th Judicial District Court. Our case histories include results such as 662K. The goal is simple: fair compensation for your losses in Bellville.
• ❓Will a gap in my medical care ruin my case in Bellville?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The policyholder wasn’t clearly at fault.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bellville allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like multilevel spinal fracture. Don’t accept “The police report is inconclusive.” at face value.