General Personal Injury FAQs — Bee Cave

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., NJM Insurance Group) often second-guess medical care to cut payouts. For clients such as a rideshare passenger with retinal detachment, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a case settled during mediation. Our case histories include results such as 897K. The goal is simple: fair compensation for your losses in Bee Cave.
• ❓Will a gap in my medical care ruin my case in Bee Cave?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We don’t believe the treatment was necessary.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Grange Insurance says “There’s insufficient evidence of impact severity.” after my Bee Cave crash?
  Insurers like Grange Insurance often use lines such as “There’s insufficient evidence of impact severity.” to stall or minimize claims. Even injuries like lumbar disc replacement can be life-changing. In Bee Cave, we gather medical proof, challenge delay tactics, and, if needed, push for a case settled during mediation — outcomes in our files include results up to 2.29M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Bee Cave allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like fractured pelvis. Don’t accept “You were partially at fault for the accident.” at face value.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Bee Cave personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like ACCC Insurance Company. If they won’t deal fairly, we prepare for a jury returned a favorable verdict in 460th Judicial District Court and pursue full compensation.