General Personal Injury FAQs — Balcones Heights

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Penn National Insurance) often second-guess medical care to cut payouts. For clients such as a bicyclist with retinal detachment, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Will a gap in my medical care ruin my case in Balcones Heights?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’re not permanently impaired.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Balcones Heights allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like shoulder dislocation. Don’t accept “You saw a chiropractor, not a medical doctor.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 375th Judicial District Court. Our case histories include results such as 2.21M. The goal is simple: fair compensation for your losses in Balcones Heights.
• ❓What should I do if ACCC Insurance Company says “The bills are higher than reasonable market value.” after my Balcones Heights crash?
  Insurers like ACCC Insurance Company often use lines such as “The bills are higher than reasonable market value.” to stall or minimize claims. Even injuries like knee dislocation can be life-changing. In Balcones Heights, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 375th Judicial District Court — outcomes in our files include results up to 1.37M.
• ❓An adjuster told me “We have to confirm if your policy was active..” Can a Balcones Heights personal injury lawyer still help?
  Yes. Adjusters regularly say “We have to confirm if your policy was active.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a damages awarded in settlement conference and pursue full compensation.