General Personal Injury FAQs — Alton

• ❓An adjuster told me “You waited too long to seek treatment..” Can a Alton personal injury lawyer still help?
  Yes. Adjusters regularly say “You waited too long to seek treatment.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Bluefire Insurance. If they won’t deal fairly, we prepare for a plaintiff verdict reached after closing arguments and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Aspire General) often second-guess medical care to cut payouts. For clients such as a nursing home resident with fractured femur, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Elephant Insurance says “There’s a question about your seatbelt use.” after my Alton crash?
  Insurers like Elephant Insurance often use lines such as “There’s a question about your seatbelt use.” to stall or minimize claims. Even injuries like rotational ankle fracture can be life-changing. In Alton, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement reached before trial in 476th Judicial District Court — outcomes in our files include results up to 1.17M.
• ❓Will a gap in my medical care ruin my case in Alton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There are inconsistencies in your account.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement reached before trial in 476th Judicial District Court. Our case histories include results such as 2.44M. The goal is simple: fair compensation for your losses in Alton.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cranial fracture with cerebrospinal fluid leak. Don’t accept “We need an independent medical examination.” at face value.