General Personal Injury FAQs — Alton

• ❓Will a gap in my medical care ruin my case in Alton?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “This is the most we’re allowed to offer.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓An adjuster told me “We don’t believe the treatment was necessary..” Can a Alton personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the treatment was necessary.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Liberty Mutual. If they won’t deal fairly, we prepare for a jury decision in favor of the plaintiff in 464th Judicial District Court and pursue full compensation.
• ❓What should I do if Infinity Insurance says “You waited too long to seek treatment.” after my Alton crash?
  Insurers like Infinity Insurance often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like flexor tendon rupture can be life-changing. In Alton, we gather medical proof, challenge delay tactics, and, if needed, push for a judge’s damages award following bench trial — outcomes in our files include results up to 1.77M.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alton allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like loss of limb (amputation). Don’t accept “We can’t confirm that you were the driver.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a judge’s damages award following bench trial. Our case histories include results such as 746K. The goal is simple: fair compensation for your losses in Alton.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Progressive) often second-guess medical care to cut payouts. For clients such as a pedestrian with smoke inhalation injuries, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.