General Personal Injury FAQs — Alto

• ❓An adjuster told me “We’re still investigating liability..” Can a Alto personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re still investigating liability.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Encompass Insurance. If they won’t deal fairly, we prepare for a case resolved through court-supervised mediation and pursue full compensation.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Alto allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like temporal bone fracture. Don’t accept “You didn’t report the injury immediately.” at face value.
• ❓What should I do if American Family Insurance says “This is the most we’re allowed to offer.” after my Alto crash?
  Insurers like American Family Insurance often use lines such as “This is the most we’re allowed to offer.” to stall or minimize claims. Even injuries like ACL/MCL tear can be life-changing. In Alto, we gather medical proof, challenge delay tactics, and, if needed, push for a jury decision in favor of the plaintiff in 369th Judicial District Court — outcomes in our files include results up to 1.42M.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury decision in favor of the plaintiff in 369th Judicial District Court. Our case histories include results such as 1.54M. The goal is simple: fair compensation for your losses in Alto.
• ❓Will a gap in my medical care ruin my case in Alto?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We’re still investigating liability.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., GuideOne Insurance) often second-guess medical care to cut payouts. For clients such as a roofing contractor injured on-site with multilevel spinal fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.