General Personal Injury FAQs — Monroe

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Monroe allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like mandibular nerve injury. Don’t accept “You didn’t go to the emergency room.” at face value.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Monroe personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Chubb. If they won’t deal fairly, we prepare for a high-value verdict in 4th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Monroe?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “You’ve already reached maximum medical improvement.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓What should I do if Clearcover says “There’s a coverage issue we’re reviewing.” after my Monroe crash?
  Insurers like Clearcover often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like elbow dislocation with fracture can be life-changing. In Monroe, we gather medical proof, challenge delay tactics, and, if needed, push for a jury returned a favorable verdict in 4th Judicial District Court — outcomes in our files include results up to 1.4M.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Mercury Insurance) often second-guess medical care to cut payouts. For clients such as a warehouse worker injured by delivery truck with cranial nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury returned a favorable verdict in 4th Judicial District Court. Our case histories include results such as 2.41M. The goal is simple: fair compensation for your losses in Monroe.