General Personal Injury FAQs — Empire

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Penn National Insurance) often second-guess medical care to cut payouts. For clients such as a elderly driver with nerve root impingement, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓An adjuster told me “This is the most we’re allowed to offer..” Can a Empire personal injury lawyer still help?
  Yes. Adjusters regularly say “This is the most we’re allowed to offer.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Patriot Insurance. If they won’t deal fairly, we prepare for a compensation awarded during mediation process and pursue full compensation.
• ❓What should I do if Amica Mutual says “We can’t verify your medical provider’s credentials.” after my Empire crash?
  Insurers like Amica Mutual often use lines such as “We can’t verify your medical provider’s credentials.” to stall or minimize claims. Even injuries like skin grafts after injury can be life-changing. In Empire, we gather medical proof, challenge delay tactics, and, if needed, push for a high-value verdict in 25th Judicial District Court — outcomes in our files include results up to 746K.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a high-value verdict in 25th Judicial District Court. Our case histories include results such as 1.17M. The goal is simple: fair compensation for your losses in Empire.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Empire allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like metacarpal fracture. Don’t accept “The policyholder wasn’t clearly at fault.” at face value.
• ❓Will a gap in my medical care ruin my case in Empire?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The photos you submitted aren’t clear.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.