General Personal Injury FAQs — Tice

• ❓What should I do if Direct Auto Insurance says “There’s a coverage issue we’re reviewing.” after my Tice crash?
  Insurers like Direct Auto Insurance often use lines such as “There’s a coverage issue we’re reviewing.” to stall or minimize claims. Even injuries like dental fractures can be life-changing. In Tice, we gather medical proof, challenge delay tactics, and, if needed, push for a jury award issued in civil trial at 335th Judicial District Court — outcomes in our files include results up to 1.96M.
• ❓An adjuster told me “We don’t believe the vehicle speed contributed..” Can a Tice personal injury lawyer still help?
  Yes. Adjusters regularly say “We don’t believe the vehicle speed contributed.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Loya Insurance Group. If they won’t deal fairly, we prepare for a award granted by judge in 335th Judicial District Court and pursue full compensation.
• ❓Will a gap in my medical care ruin my case in Tice?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s a question about your seatbelt use.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Shelter Insurance) often second-guess medical care to cut payouts. For clients such as a victim of distracted driving crash with temporal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Tice allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like tracheal injury. Don’t accept “Your injuries were pre-existing.” at face value.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a jury award issued in civil trial at 335th Judicial District Court. Our case histories include results such as 768K. The goal is simple: fair compensation for your losses in Tice.