General Personal Injury FAQs — Oakland

• ❓Will a gap in my medical care ruin my case in Oakland?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “We believe the claim is inflated.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Oakland allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like severe facial disfigurement. Don’t accept “We haven’t completed our medical review yet.” at face value.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Dairyland Insurance) often second-guess medical care to cut payouts. For clients such as a electric scooter rider with nasal bone fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if ACCC Insurance Company says “You waited too long to seek treatment.” after my Oakland crash?
  Insurers like ACCC Insurance Company often use lines such as “You waited too long to seek treatment.” to stall or minimize claims. Even injuries like cranial nerve damage can be life-changing. In Oakland, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 163rd Judicial District Court — outcomes in our files include results up to 781K.
• ❓An adjuster told me “There’s a coverage issue we’re reviewing..” Can a Oakland personal injury lawyer still help?
  Yes. Adjusters regularly say “There’s a coverage issue we’re reviewing.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like Safe Auto Insurance. If they won’t deal fairly, we prepare for a jury awarded damages in 163rd Judicial District Court and pursue full compensation.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 163rd Judicial District Court. Our case histories include results such as 1.84M. The goal is simple: fair compensation for your losses in Oakland.