General Personal Injury FAQs — Davenport

• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Foremost Insurance) often second-guess medical care to cut payouts. For clients such as a auto mechanic pinned under vehicle with triquetrum fracture, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Davenport allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like cranial nerve damage. Don’t accept “There’s a coverage issue we’re reviewing.” at face value.
• ❓Will a gap in my medical care ruin my case in Davenport?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “There’s insufficient evidence of impact severity.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a settlement secured after expert testimony in 411th Judicial District Court. Our case histories include results such as 1.51M. The goal is simple: fair compensation for your losses in Davenport.
• ❓What should I do if Kemper Corporation says “The at-fault driver’s policy may be void.” after my Davenport crash?
  Insurers like Kemper Corporation often use lines such as “The at-fault driver’s policy may be void.” to stall or minimize claims. Even injuries like traumatic brain injury can be life-changing. In Davenport, we gather medical proof, challenge delay tactics, and, if needed, push for a settlement secured after expert testimony in 411th Judicial District Court — outcomes in our files include results up to 2.5M.
• ❓An adjuster told me “The photos you submitted aren’t clear..” Can a Davenport personal injury lawyer still help?
  Yes. Adjusters regularly say “The photos you submitted aren’t clear.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like National General. If they won’t deal fairly, we prepare for a jury awarded damages in 411th Judicial District Court and pursue full compensation.