General Personal Injury FAQs — Davenport

• ❓How do I respond if the adjuster claims my injuries were pre-existing?
  Even if you had prior issues, the law in Davenport allows recovery when a crash aggravates a condition. We show the before/after difference with records and expert testimony — critical for injuries like compound fracture of the leg. Don’t accept “You returned to work too quickly to justify lost wages.” at face value.
• ❓An adjuster told me “We’re waiting on a supervisor’s approval..” Can a Davenport personal injury lawyer still help?
  Yes. Adjusters regularly say “We’re waiting on a supervisor’s approval.,” even when liability and damages are strong. We document fault with police reports, witnesses, and experts, then negotiate with carriers like The Hartford. If they won’t deal fairly, we prepare for a case resolved during jury deliberation and pursue full compensation.
• ❓The insurance company says my treatment wasn’t necessary — do I have options?
  Absolutely. Carriers (e.g., Elephant Insurance) often second-guess medical care to cut payouts. For clients such as a crash victim awaiting ambulance with optic nerve damage, we use treating-physician opinions, imaging, and billing audits to prove care was reasonable and related to the crash.
• ❓What should I do if Western National Insurance says “Our evaluation doesn’t match your claim.” after my Davenport crash?
  Insurers like Western National Insurance often use lines such as “Our evaluation doesn’t match your claim.” to stall or minimize claims. Even injuries like elbow dislocation with fracture can be life-changing. In Davenport, we gather medical proof, challenge delay tactics, and, if needed, push for a damages awarded in settlement conference — outcomes in our files include results up to 1.95M.
• ❓Will a gap in my medical care ruin my case in Davenport?
  Not necessarily. Life, work, and delayed onset symptoms happen. We explain the timeline and connect you with appropriate providers. When adjusters say “The at-fault driver’s policy may be void.,” we counter with consistent documentation so the insurer can’t weaponize normal scheduling gaps.
• ❓Do I have to take a low offer or can we fight for a better result?
  You never have to accept a lowball. We negotiate hard with insurers, and when needed we move toward a damages awarded in settlement conference. Our case histories include results such as 951K. The goal is simple: fair compensation for your losses in Davenport.