It’s unfortunate enough when you get into an accident, however, what happens when you get into an accident with a person who does not carry insurance? Drivers with little or no insurance at all, that cause a collision generate enormous problems and leave injured motorists holding the burden. No matter how terrifying your circumstances, help is available to defeat the financial, physical, and emotional difficulties presented by a car crash involving an uninsured driver.
At the Testa Law Group, an uninsured motorist car wreck lawyer will have the legal experience to assist you in getting the money that you deserve from negligent parties. Your insurance company may appear and act like your friend, but the fate of and well-being of claimants is not their chief concern. Thus, it is necessary to make sure that you are completely aware of your legal rights before talking to an insurance company. For more knowledge about the help we can give in your financial security and recovery, please call 877-780-9052 for a free consultation with an uninsured motorist car wreck lawyer.
What Do You Do Now?
Thankfully, it’s not too late if you were involved in an accident with an uninsured motorist. Even if the at-fault motorists does not have insurance, depending on the circumstances, it sometimes is manageable to sue the at-fault motorist personally, to recover money for your property damages and medical expenses. In this case, you should consult with a diligent uninsured motorist attorney.
Protect Yourself After an Accident with an Uninsured Driver
The best thing you can do to protect you and your family is to carry uninsured and underinsured motorist coverage on your vehicle. An uninsured and underinsured (UM and UIM) auto insurance policy will make sure that the injured driver will receive money for his or her injuries regardless of the fact that the other driver had little to no insurance. While this coverage will increase the cost of your insurance premiums, it will pay off in the long run. The increased cost is minimal, compared to the costs that could occur in the event you are involved in an accident with an at-fault driver with little to no insurance. If you are involved in an accident with an uninsured motorist, then the insurance company will pay the difference between what the underinsured driver can pay and what the injured driver is entitled to, if the underinsured driver had appropriate insurance coverage. In the case of an uninsured driver, the UM/UIMinsurance policy will pay for all the losses related to the accident.
Thus, we advise everyone that seeks our advice that they should consider purchasing UM/UIM insurance. It is critical that you get it. In fact, it is a great idea to obtain as much UM/UIM insurance as you can prudently afford. You never can identify when an auto accident will occur until it is too late. Moreover, you and your family do not want to be left on the hook with having to pay your bills out of your own pocket since you failed to pay for additional UM/UIM coverage.
Protect Your Future and Hire A Dedicated Uninsured Motorists Car Wreck Lawyer
If you are ever in a position where an uninsured motorist creates a wreck where you are injured, then you should call the Testa Law Group at 877-780-9052 for a free consultation with an uninsured motorist car wreck lawyer. Our Texas, Louisiana, and Florida auto accident attorneys are dedicated to protecting the rights of clients.
We also present a free service to Texas, Louisiana, and Florida by evaluating and examining your insurance coverage and will give you our input as to whether it is sufficient or not. Just fax, scan, or mail a copy of your insurance policy declaration sheet (a one-page sheet describing your coverage and policy limits) to the Testa Law Group.
Mr. Testa, a Uninsured Motorist Car Wreck with a national practice who represents members of our society who have been seriously injured or killed due to the irresponsible acts of an individual or company. He is licensed to practice law in Texas, Louisiana, and Florida and admitted to practice in the Southern District of Texas and also in the United States Court of International Trade.